Our Mission and Content Purpose
CreditReveals is an educational blog dedicated to helping individuals understand the credit repair industry. Our goal is to share practical knowledge and insights gained from experience, empowering visitors to make informed decisions without needing to pay for agency services.
While we strive for accuracy, the information provided is based on personal experience and research, and may not be 100% correct or applicable to all situations. Our intention is purely educational—we're here to share knowledge, not to target any specific company or agency.
Information Collection and Use
Google Authentication
CreditReveals uses Google Authentication for secure, password-free login. When you sign in with Google, we collect only the essential information:
- • Email address - for account verification and communication
- • Name - for personalization and community features
- • Profile picture - to display in comments and community features
We never store passwords. Account creation is completely optional, and you can access most of our educational content without registering.
Comment System Data
Our comment system allows registered users to share insights and ask questions. When you post comments, we collect:
• The content of your comments
• Timestamp of your posts
• Your username and public profile information
• IP address for security and moderation purposes
Comments are public and visible to other users. We moderate comments to maintain a respectful and helpful community environment.
Email Drafting Tool - Client-Side Only
Our website may offer an email drafting tool designed to help you compose complaint emails. It's important to understand how this tool works:
The tool operates entirely within your web browser. No information you enter—whether personal details, drafted content, or any other input—is ever transmitted to, processed by, or stored on our servers. Everything happens locally on your device, giving you complete control and privacy.
Think of it like writing an email in your personal notepad app—the content stays with you until you decide to send it through your own email service.
How We Use Your Information
We use the information we collect solely to provide and improve our services:
- • Account management - to maintain your user account and preferences
- • Communication - to respond to your inquiries and provide service updates
- • Security - to protect against spam, abuse, and unauthorized access
We do not sell, trade, or rent your personal information to third parties. We may share information only in these limited circumstances:
• When required by law or legal process
• To protect our rights or the safety of our users
• With service providers who assist in operating our website (under strict confidentiality agreements)
Data Retention and Your Rights
How Long We Keep Your Data
We retain your personal information only for as long as necessary to fulfill the purposes outlined in this policy:
• Account data - retained until you choose to delete your account
• Comments - retained to maintain discussion continuity, but can be deleted upon request
• Contact form submissions - retained for 1 year for customer service purposes
You have the right to access, correct, or delete your personal information. You can manage most of your data through your account settings or by contacting us directly.
Data Security
We implement appropriate security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. These measures include:
- • Secure socket layer (SSL) technology to encrypt data transmission
- • Regular security updates and monitoring
- • Limited access to personal data on a need-to-know basis
- • Secure authentication via Google OAuth
While we take reasonable security measures, no method of transmission over the Internet or electronic storage is 100% secure. We cannot guarantee absolute security but we strive to use commercially acceptable means to protect your personal information.
Cookies and Tracking Technologies
We use cookies and similar tracking technologies to enhance your experience on our website:
• Authentication cookies - to keep you logged in during your session
• Preference cookies - to remember your settings and preferences
• Analytics cookies - to understand how visitors use our site and improve our content
You can control cookie settings through your browser. However, disabling cookies may affect your ability to use certain features of our website.
External Links and Third-Party Sites
Our website may contain links to external sites that are not operated by us. We're transparent about what this means for you:
We carefully select resources we believe are valuable, but we have no control over the content and practices of these external sites. We cannot accept responsibility or liability for their respective privacy policies or data handling practices.
We encourage you to review the privacy policies of any third-party sites you visit. When you click on an external link, you're moving to a different website with its own privacy standards and practices.
Policy Updates and Changes
We may update our Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. Here's how we handle updates:
We will notify you of any significant changes by posting the new Privacy Policy on this page with an updated "Last Updated" date. For minor changes, we may update the policy without specific notice.
You are advised to review this Privacy Policy periodically to stay informed about how we are protecting your information. Your continued use of our website after any changes constitutes your acceptance of the updated policy.
Our Commitment to Your Privacy
We built CreditReveals with privacy as a core principle, not an afterthought. In a world where personal data is often treated as a commodity, we've chosen a different path—one that respects your right to privacy and keeps you in control of your information.
Our privacy practices reflect our belief that educational resources should be accessible without compromising your personal data. We're here to provide value through knowledge, not through data collection.
If you have any questions about this Privacy Policy or how we handle your information, please don't hesitate to reach out through our contact form. We're happy to provide more clarity and address any concerns you might have.
Effective Date
This policy is effective as of July 2024. We last updated this Privacy Policy on July 21, 2024.