Your Free Credit Reports

Access your annual free credit report from India's four authorized credit bureaus

As mandated by RBI • One free report yearly per bureau

India's oldest credit information company, providing credit scores and reports.

A global leader in credit reporting, offering comprehensive credit solutions in India.

An Indian credit bureau with a strong focus on microfinance and commercial credit.

A global data, analytics, and technology company, providing credit insights in India.

How to Get Your Free Credit Report

Follow these simple step-by-step instructions to generate your free annual credit report from each bureau

Visit the CIBIL free annual report page

Click on 'Get Your Free CIBIL Report & Score'

Fill in your personal details (name, email, phone, etc.)

Verify your identity via OTP sent to your mobile

Answer security questions for authentication

Your report will be generated and available for download

Go to Experian's free credit report portal

Click on 'Get Your Free Credit Report'

Create an account with your email and mobile number

Complete the identity verification process

Provide required personal and address details

Access your report instantly after verification

Navigate to CRIF High Mark's free report section

Click on 'Get Free Credit Report'

Enter your personal information and contact details

Verify your mobile number with OTP

Complete the authentication process

Download your comprehensive credit report

Visit Equifax's free credit report portal

Click on 'Get Your Free Equifax Credit Report'

Fill in personal details and identification information

Complete the verification steps

Access and review your credit report online

•You are entitled to one free credit report per year from each bureau

•Keep your Aadhaar, PAN, and mobile number ready for verification

•The process typically takes 5-10 minutes per bureau

•Reports are usually available immediately after verification